Chief Executive’s Message

View our results and find out more about our strategy


Interview with Eric Shehadeh

For My Money Group 2018 was a pivotal year, with an acceleration of its transformation in a fast-moving sector.  

This year’s excellent results are the result of the day-to-day efforts of all our staff, and demonstrate the Group’s ability to remain competitive in order to meet our customers’ expectations ever more effectively (loans originated up 13%). We also owe this success to the partners with whom we have formed relationships of trust over many years to support organic growth both in mainland France and in the French Overseas Territories. This performance has been achieved by maintaining the rigorous management of our underwriting processes, and on the basis of solid regulatory ratios (CET1: 16.6%).

Further, through the acquisition of BESV (now known as My Partner Bank) on 28 December 2018, the group demonstrated its operational and financial capacity to bring such transactions to a successful conclusion, and extended its product range to corporate customers. In the future, the identity of My Money Group will be built and strengthened around its three complementary business lines (My Money Bank, My Money Outre-Mer and My Partner Bank). 

In parallel, the Group has continued to drive operational efficiencies, with over 10% reduction in costs in 2018, and is steering a course firmly focused on new technologies and digital platforms. In light of this, a significant proportion of our investment has been dedicated to the digitalisation of our business and the modernisation of our IT systems. To this end My Money Group is working with leading partners in Fintech and in new banking technologies.   

This process of transformation will continue in 2019, a year which marks the Group’s centenary in the financial sector. Such longevity reaffirms the bank’s ability to adapt to the issues of the times and the needs of our customers. It is also testimony to the foundations on which our business model has been built: a strong focus on compliance, respect for regulation and disciplined risk management. 

Eric Shehadeh

CEO of My Money Bank

Activity report

Investor reports

Our GOVERNING BODIES monitor the implementation of the group’s strategy.

Board of Directors

The board of directors consists of seven experienced members with solid banking market expertise. The board of directors approves the Bank’s strategic plans and supervises their implementation.

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Executive Board

The Executive Board consists of 10 heads of department and business units.
Its role is to determine the bank’s strategy and supervise its implementation.

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